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Liquor liability additional insured (CG 34 01)

CG 34 01 is the liquor liability additional insured endorsement a venue names before load-in when alcohol will be served.

Last reviewed 2026-09-23

CG 34 01 is the liquor liability additional insured endorsement venues ask for before load-in when alcohol will be served. It names an additional insured on the liquor liability policy. It is not a general liability additional insured form, and this page does not read the endorsement clause by clause.

Why a venue names it before load-in

Load-in is the deadline because the alcohol service starts with the event, not after a claim. A venue agreement that allows a bar, a caterer, or a client to serve alcohol often requires the venue to be an additional insured on liquor liability before the trucks arrive. CG 34 01 is the form number teams use for that job. If you are matching a contract, confirm the contract's form number. Do not assume every liquor endorsement in the market uses this label, and do not skip the requirement because the general liability certificate looks complete.

The event venue workflow is where that deadline lives next to setup and teardown dates. The event COI note walks the same clock. A certificate that arrives the morning of the event can still be on time if the endorsement is in the packet. A certificate that arrives early without the liquor form is not ready for load-in.

What the form does not do

Liquor liability additional insured status does not come from the additional insured checkbox on the ACORD 25 general liability row. That box talks about the liability policies the producer listed. Liquor liability is its own coverage. A limit on the general liability row is not a liquor limit. CG 20 26 can name the venue on general liability and still leave liquor untouched. Collect both when the contract names both.

CG 34 01 does not replace CG 20 10 or CG 20 37. Those are general liability additional insured forms for ongoing and completed operations. A caterer's packet can need the venue as an additional insured on general liability and on liquor liability. They are separate lines and separate forms. This page describes the job. It does not quote endorsement clauses or claim that one edition satisfies every venue contract.

What to put on the vendor file

The file needs the event, the dates from setup through teardown, the venue's legal name, and a liquor requirement that is either required or not required. If the event will not serve alcohol, do not invent a liquor gap. If it will, the requirement names the liquor additional insured form and the limit in the contract. The caterer, the bar vendor, and the client can be different vendors. Put the requirement on the vendor who holds the liquor policy, which the contract identifies.

The certificate holder can be the venue and the liquor endorsement can still be missing. Keep those as separate results. If the liquor page is photographed sideways and cannot be read, return an error. Do not mark the vendor clear from the general liability page alone.

What the reviewer still confirms

The reviewer confirms that alcohol is in scope for this event, that the liquor additional insured endorsement is in the packet, that the venue is the party named, and that the dates cover load-in through load-out. Uncertain fields stay visible. The reviewer approves the file, rejects the extraction, or records an exception. A host bar run by the venue itself is a different fact pattern from a client who brings a caterer. The contract says which one this file is.

The broker request should name the event, the venue, and the liquor additional insured form. It should not threaten and it should not say only that the certificate is wrong. DueFiles does not sell liquor liability insurance. It holds the requirement and the packet so the venue's reviewer can make the decision before load-in.

A Saturday wedding with a catered bar is the usual case. The venue agreement says the caterer must name the venue as an additional insured on liquor liability before load-in, and it also names the venue on general liability. The caterer's ACORD 25 can show general liability limits and a checked additional insured box and say nothing useful about liquor. CG 20 26 might schedule the venue for general liability. CG 34 01, or the liquor additional insured endorsement the contract names, is the other page. Both results belong on the caterer's vendor file, next to setup and teardown dates.

If the client is bringing the alcohol under its own policy, the requirement follows that policy, not the caterer's general liability. Read the agreement and put the requirement on the vendor who must provide it. A host bar run by the venue is not a vendor certificate problem. Do not open a liquor gap on a vendor who is not serving alcohol. When the page is required and cannot be read, the result is an error, and load-in stays blocked until a reviewer has a readable endorsement to confirm.

General liability limits, even high ones, do not fill a liquor requirement. A caterer can show a two million dollar occurrence limit, name the venue as certificate holder, and still have no liquor liability additional insured endorsement. Say that in the status the door staff can read: liquor form missing, do not load in the bar. When the endorsement arrives, the reviewer checks the venue name and the dates, including teardown if the bar is still open. CG 34 01 is the label this page uses for that job. If the contract names a different liquor endorsement, follow the contract and keep the result on the same event file.

This is an operations summary for people collecting vendor files. The policy, the endorsement schedule, and your contract control. It is not legal advice.

Related terms

ACORD 25The ACORD 25 is the standard US Certificate of Liability Insurance. It summarizes policies in force. It does not confer rights by itself.CG 20 10ISO form that names another party as additional insured while work is ongoing.CG 20 37The completed-operations companion to CG 20 10. Many construction and roofing claims arrive after substantial completion.
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