Read the packet with confidence.
Clear, operational explanations for the certificate terms, endorsement forms, and requirement language vendor compliance teams encounter every day.
Reference library
From certificate fields to policy endorsements.
Use the guides to understand the evidence in a vendor packet, write precise requirements, ask better review questions, and identify the next operating action.
ACORD 25
What is an ACORD 25 certificate of liability insurance?
The ACORD 25 is the standard US Certificate of Liability Insurance. It summarizes policies in force. It does not confer rights by itself.
CG 20 10
CG 20 10: Additional Insured, ongoing operations
ISO form that names another party as additional insured while work is ongoing.
CG 20 37
CG 20 37: Additional Insured, completed operations
The completed-operations companion to CG 20 10. Many construction and roofing claims arrive after substantial completion.
CG 24 04
CG 24 04: Waiver of subrogation (general liability)
The vendor’s GL insurer waives its right to recover from you after paying a claim.
Additional insured
Additional insured vs certificate holder
Being named as certificate holder is not the same as being an additional insured.
Waiver of subrogation
Waiver of subrogation, explained
Limits the vendor insurer’s right to recover from you after paying a covered loss involving your alleged negligence.
Primary and non-contributory
Primary & non-contributory wording
The vendor’s policy pays first and cannot seek contribution from yours.
ACORD 101
ACORD 101 additional remarks schedule
Overflow attachment for description of operations, extra named entities, and form numbers.