Operational context
What compliance teams should know.
CG 20 37 extends additional-insured status to completed operations. Many property managers and HOAs require both CG 20 10 and CG 20 37.
DueFiles treats them as two separate rules. Passing one does not pass the other.
Use the governing documents.
This reference is educational. A certificate summarizes represented coverage and does not amend a policy. Confirm requirements and coverage questions with the relevant contract, endorsement, insurer, broker, counsel, or qualified advisor.